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My travel insurance claim with Yellow Jersey

July 3, 2024
in Cycling
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We not too long ago caught up with Yellow Buyer, Matthew Cousins whose current journey to Morzine, didn’t quote go as deliberate…..

Hello, I’m Matthew from Telford in Shropshire. I’ve been a mountain biker for the final seven or so years since selecting it up at college, and I presently experience a Nukeproof Giga 290. I experience a mixture of trails, with my everyday driving being pretty chilled single monitor, however I attempt to get to extra adventurous spots and bike parks at any time when I can.

I first discovered Yellow Jersey again in 2018 once I was in search of specialist insurance coverage for my first biking vacation overseas, and so they appeared to be the best choice on the market. I’ve used Yellow Jersey for each subsequent journey I’ve taken, as each time I look, they’ve remained the very best mixture of value and protection.

Mountain biker riding off a jump

My accident occurred in direction of the tip of my journey to Morzine final yr. My leaping had been slowly enhancing over the week, and I had been working my method up by means of larger and greater options and was feeling assured. Earlier within the week I had checked out a characteristic on the Black Shore in Chatel, it was a leap from a boardwalk over a stream and onto the financial institution, with a small proper hip. I didn’t suppose I used to be as much as it beforehand, however after my progress within the week I believed it was time to present it a go. I selected a extremely unhealthy time nonetheless, as I had let my driving buddies stick with it to the underside of the path whereas I pulled over to present it a strive, so I rushed the characteristic making an attempt to meet up with them and didn’t have a correct have a look at the blind touchdown. After I hit the leap, I made the hole no downside, however I didn’t hip sufficient to the fitting so landed on some roots on the base of a tree which threw my weight again, so once I tried to right and purpose for the slender bridge I additionally didn’t learn about simply after the leap, I misplaced the entrance finish and excessive sided, slamming into the bridge with my left facet. This knocked me out chilly, and I ended up within the stream underneath the bridge with a damaged hand and a concussion.

*Warning, Viewer discretion suggested. Video incorporates footage of Matt being knocked out *

 

My declare with Yellow Jersey was fairly painless. It was my first time claiming on any sort of insurance coverage, so I didn’t actually know what to anticipate, however the claims portal took me by means of the method step-by-step. I needed to learn every step rigorously to make sure I used to be doing precisely what it requested of me, I don’t suppose it was overly difficult. It took a short while for my declare to be processed and authorised, but it surely was only a ready sport actually and didn’t take any chasing or enter on my half. To be sincere the method was really easy that lots of the main points have slipped my thoughts!

I might say that if they’re in any doubt that they need to get or want particular mountain bike insurance coverage they need to undoubtedly get some. My accident wouldn’t have been lined on common journey insurance coverage, and at the least once I was sat in a medical centre damaged and bruised worrying about my head and my bike, my ruined helmet, and losing a day of my vacation I wasn’t worrying about how I used to be going to pay to get the therapy I wanted as I knew I had obtained the very best insurance coverage I might and that it will all be lined. The piece of thoughts is price each penny, and I’ve already booked my cowl with Yellow Jersey for my alps journey this yr!



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